Business Lending Solutions
What Does “Pulling Equity” Mean?
What Does “Pulling Equity” Mean? Equity is one of the most valuable financial assets homeowners and real estate investors have. If you own property, you’ve likely heard the term “pulling equity”, but what does it actually mean? In simple terms, pulling equity means...
What Does “Pulling Equity” Mean?
What Does “Pulling Equity” Mean? Equity is one of the most valuable financial assets homeowners and real estate investors have. If you own property, you’ve likely heard the term “pulling equity”, but what does it actually mean? In simple terms, pulling equity means...
Equity from Your Short-Term Rental (STR) Property
How to Pull Equity from Your Short-Term Rental (STR) Property Owning a short-term rental (STR) property through platforms like Airbnb or Vrbo can generate strong cash flow, but your property’s equity is just as valuable. If you need funds for renovations, debt...
Airbnb Cash Out Refi or HELOC
How to Get Cash Out of Your Airbnb Property: A Guide to Cash-Out Refinancing Owning an Airbnb property can be a great investment, generating strong cash flow through short-term rentals. But what if you need access to capital to fund another investment, renovate your...
Commercial Lending Resources, Calculators and More
What fees are involved when working with a commercial loan broker?
Fees can vary depending on the broker and the services provided. Typically, commercial loan brokers charge either a flat fee or a percentage of the loan amount. It’s important to discuss and clarify all fees upfront before proceeding with any agreements.
How does a commercial loan broker establish relationships with banks and lenders?
Commercial loan brokers build relationships with banks and lenders over time through networking, industry experience, and a proven track record of successful transactions. These relationships allow brokers to negotiate favorable terms and access a wide range of financing options for their clients.
Will working with a commercial loan broker affect my relationship with banks directly?
No, working with a commercial loan broker should not negatively impact your relationship with banks. Brokers act as intermediaries between borrowers and lenders, facilitating the loan process while maintaining confidentiality and professionalism. In fact, brokers often enhance relationships by streamlining communication and presenting well-prepared loan packages to lenders.
How can a commercial loan broker help me secure the best financing for my business?
Commercial loan brokers have extensive knowledge of the lending market and access to a vast network of lenders. They can assess your unique financial situation, identify suitable financing options, and negotiate terms on your behalf to ensure you receive the best possible loan package tailored to your needs.
What role does a commercial loan broker play after the loan is secured?
Even after the loan is secured, commercial loan brokers continue to provide support and guidance throughout the loan term. They may assist with loan servicing, refinancing options, and any other financial needs that arise, serving as a valuable resource for ongoing financial management.
Commercial Loan Calculators
Calculator.net: Provides a comprehensive commercial loan calculator to help you estimate monthly payments and total loan costs.
https://www.calculator.net/commercial-loan-calculator.html
Bankrate: Offers a commercial loan calculator that calculates monthly payments, interest rates, and total loan amounts.
https://www.bankrate.com/calculators/mortgages/commercial-loan-calculator.aspx
Payment Calculators
Mortgage Calculator.org: Features a commercial property loan calculator to help determine monthly payments based on loan amount, interest rate, and loan term.
https://www.mortgagecalculator.org/calcs/commercial-property-loan.php
Amortization Calc: Provides a simple loan payment calculator to estimate monthly payments and interest for any loan.
https://www.amortization-calc.com/loan-payment-calculator/
DSCR (Debt Service Coverage Ratio) Calculators
Calculator.net: Offers a DSCR calculator to help evaluate the ability to pay back loans based on net operating income and total debt service.
https://www.calculator.net/dscr-calculator.html
Bankrate: Includes a DSCR calculator that helps assess the financial health of a property by comparing net operating income to debt obligations.
https://www.bankrate.com/calculators/mortgages/dscr-calculator.aspx
DTI (Debt-to-Income) Calculators
NerdWallet: Provides a DTI calculator to help you understand your debt-to-income ratio and assess loan eligibility.
https://www.nerdwallet.com/article/mortgages/debt-to-income-ratio-calculator
Bankrate: Features a DTI calculator that calculates your debt-to-income ratio to see how much of your income is going toward debt payments.
https://www.bankrate.com/calculators/mortgages/debt-ratio-calculator.aspx
FAQ
What Does “Pulling Equity” Mean?
What Does “Pulling Equity” Mean? Equity is one of the most valuable financial assets homeowners and real estate investors have. If you own property, you’ve likely heard the term “pulling equity”, but what does it actually mean? In simple terms, pulling equity means...
Equity from Your Short-Term Rental (STR) Property
How to Pull Equity from Your Short-Term Rental (STR) Property Owning a short-term rental (STR) property through platforms like Airbnb or Vrbo can generate strong cash flow, but your property’s equity is just as valuable. If you need funds for renovations, debt...
Airbnb Cash Out Refi or HELOC
How to Get Cash Out of Your Airbnb Property: A Guide to Cash-Out Refinancing Owning an Airbnb property can be a great investment, generating strong cash flow through short-term rentals. But what if you need access to capital to fund another investment, renovate your...
What Does “Pulling Equity” Mean?
What Does “Pulling Equity” Mean? Equity is one of the most valuable financial assets homeowners and real estate investors have. If you own property, you’ve likely heard the term “pulling equity”, but what does it actually mean? In simple terms, pulling equity means...
Equity from Your Short-Term Rental (STR) Property
How to Pull Equity from Your Short-Term Rental (STR) Property Owning a short-term rental (STR) property through platforms like Airbnb or Vrbo can generate strong cash flow, but your property’s equity is just as valuable. If you need funds for renovations, debt...
Airbnb Cash Out Refi or HELOC
How to Get Cash Out of Your Airbnb Property: A Guide to Cash-Out Refinancing Owning an Airbnb property can be a great investment, generating strong cash flow through short-term rentals. But what if you need access to capital to fund another investment, renovate your...
Why Your Startup Needs a 1-800 Number
Why Your Startup Needs a 1-800 Number (and How to Get One) For startups, credibility and customer accessibility are crucial. One simple yet powerful tool that can help you build trust, improve customer service, and expand your reach is a 1-800 number. A toll-free...
Apply Now to Get Prequalified Today
At GHC Funding, we understand that every business journey is unique. Whether you’re a startup looking to make your mark or an established business aiming to expand, our tailored financing solutions are designed to meet your specific needs. Explore our wide range of business loan options and discover how we can help you achieve your business goals.
Small Business Financing.
We offer alternative commercial loans and flexible financing solutions outside of traditional banking channels. Whether you’re a small business with limited credit history or a property investor seeking non-conventional funding, alternative commercial loans provide tailored options to meet your unique needs.
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