Unlock Capital with GHC Funding’s Small CRE Loans: A Solution for Commercial Properties, Single-Family Rentals, Airbnb, and Multi-Unit Investments
In today’s dynamic real estate market, having access to capital can be the difference between seizing an opportunity and missing out. Whether you’re a commercial property owner, a real estate investor with a single-family rental, an Airbnb operator, or managing multi-unit properties, GHC Funding has the solution you need. Our small commercial real estate (CRE) loans are designed for those looking to pull out capital and improve liquidity quickly.
Why Choose Small CRE Loans from GHC Funding?
At GHC Funding, we understand the financial needs of property owners and real estate investors. Our small CRE loans are tailored to help you unlock the capital tied up in your property, giving you the flexibility to reinvest in your portfolio, expand your holdings, or cover expenses. Whether you’re looking to refinance, renovate, or just access cash from your commercial or rental properties, our loan offerings have you covered.
We specialize in a variety of property types, including:
- Commercial Properties: Office buildings, retail spaces, warehouses, and more.
- Single-Family Rentals (SFR): Perfect for individual investors who rent out single-family homes.
- Airbnb & Short-Term Rentals: Ideal for property owners who rent out their properties through Airbnb and similar platforms.
- Multi-Unit Properties: Small apartment buildings or multi-family units are a great fit for our loans.
What Makes Our CRE Loans Stand Out?
We know that time is of the essence in the real estate world, which is why we offer fast, efficient financing solutions that require minimal paperwork and hassle. Here’s what sets our small CRE loans apart:
- Quick Closings
Our streamlined process allows us to close deals quickly. We don’t bog you down with endless documentation requests—because we know you don’t have time to wait. With GHC Funding, you can expect faster access to the capital you need. - No Income Docs Required
Unlike traditional loans, we don’t require income verification. This makes the process faster and simpler, especially for property owners who may not want to provide a lot of financial details. Our loans are collateral-based, meaning the property itself serves as the primary guarantee. - Collateral-Based & Desktop Appraisals
Rather than asking for extensive financial documentation, we assess the value of your property through a desktop appraisal. This keeps things simple, and the loan terms are based on the collateral you provide. - Flexible Loan Terms
We offer competitive loan terms, typically around Prime +1, with a 5/25 amortization schedule. This makes repayment manageable and affordable, so you can focus on growing your real estate portfolio instead of worrying about high-interest payments.
Key Parameters for GHC Funding’s Small CRE Loans
To ensure that our loans are accessible to a broad range of property owners and investors, we’ve set clear, straightforward lending criteria. Here’s what you need to know:
- 680+ Credit Score
We require a minimum credit score of 680 to qualify for a loan. This ensures that you are a reliable borrower while still providing access to capital for individuals and businesses with a solid credit history. - No Bankruptcy in the Past 7 Years
We require that you have not filed for bankruptcy within the past 7 years. This helps us mitigate risk and ensures that we’re working with borrowers who have a strong financial track record. - Loan Limit
Our loan limits are capped at the lesser of 50% Loan-to-Value (LTV) or $500,000. This ensures we’re lending in a way that’s prudent for both the borrower and the lender, balancing risk while still providing access to significant funding.
How Can You Benefit from GHC Funding’s Loans?
Our small CRE loans offer property owners and real estate investors the opportunity to access capital quickly and with minimal hassle. Here are just a few of the ways you can put this capital to work:
- Refinance an Existing Loan: If you have an existing loan but want to access more favorable terms or pull out some equity, our loan can help you refinance at competitive rates.
- Renovate and Improve Your Properties: If you’re looking to renovate a commercial building, upgrade your rental property, or make improvements to increase property value, our loans can provide the necessary funds.
- Expand Your Portfolio: Whether you’re investing in more rental properties, expanding your Airbnb business, or acquiring commercial real estate, our loans can provide the capital needed to scale your investments.
- Cover Unexpected Expenses: Real estate owners often face unexpected costs, from maintenance issues to emergency repairs. With access to capital through a GHC Funding loan, you can keep your business running smoothly.
Ready to Get Started?
If you have a loan scenario or simply want to learn more about how GHC Funding’s small CRE loans can benefit you, we’re here to help. Our process is straightforward, and our team is ready to answer any questions you may have. Whether you’re an individual investor or a commercial property owner, we’re here to provide you with the financial support you need.
Contact Us Today
We offer quick, efficient loans with minimal documentation required, and we’re always here to discuss your financing options. If you have a property in mind, need funding for a project, or just want more information, don’t hesitate to reach out.
Call or text us anytime at 833-572-4327, and let’s discuss how we can help you unlock the capital you need to move your business forward.
Start Earning Today with GHC Funding!
Take advantage of our competitive loan terms and get the funding you need to make your real estate goals a reality.
